Compare two salaries side by side to see the difference in take-home pay, income tax, and National Insurance — 2025/26 rates.
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Want a full breakdown with pension, student loans and more? Use the full calculator →
Our Take-Home Pay Comparison Calculator lets you compare two UK salaries side by side. Whether you are considering a job offer, negotiating a pay rise, or just want to see how much extra money you would actually take home after tax, this tool provides an instant visual breakdown.
Simply enter the two gross annual salaries you want to compare into the Salary A and Salary B fields. The calculator will instantly show the difference in your net pay, Income Tax, and National Insurance contributions for the 2025/26 tax year.
A £10,000 pay rise does not mean you get £10,000 more in your bank account. Because of the UK's progressive tax system, higher salaries are taxed at higher marginal rates (e.g., the 40% Higher Rate or the 45% Additional Rate). Furthermore, if your salary goes above £100,000, you begin to lose your Personal Allowance, creating the notorious 60% "tax trap".
By comparing the take-home pay side by side, you can see exactly how much extra cash you will get per month. For a deeper analysis including pension deductions and student loans, use our Full UK Tax Calculator.